移动支付三季度高达49.26万亿元 , 银行惨遭微信支付宝碾压

作者: 发布时间:2017-12-07 17:18:38  来源: [手机访问]
导读: 12月5日,央行官网公布了2017年第三季度支付体系运行总体情况,数据显示,全国支付体系运行平稳,社会资金交易规模不断扩大,支付业务量保持稳步增长。??第三季度

移动支付三季度高达49.26万亿元 , 银行惨遭微信支付宝碾压

??12月5日,央行官网公布了2017年第三季度支付体系运行总体情况,数据显示,全国支付体系运行平稳,社会资金交易规模不断扩大,支付业务量保持稳步增长。

??第三季度,全国共办理非现金支付业务434.95亿笔,金额923.80万亿元,同比分别增长32.55%和2.26%。

??移动支付业务大幅提升

??其中,移动支付业务增长较快。第三季度,银行业金融机构共处理电子支付业务?381.35 亿笔,金额 523.47 万亿元。其中,网上支付业务 120.87 亿笔,金额 439.89 万亿元,同比分别增长 4.14%和 1.37%;移动支付业务 97.22 亿笔,金额 49.26万亿元,同比分别增长 46.65%和 39.42%;电话支付业务4 108.90万笔,金额 2.16万亿元,同比分别下降 55.89%和61.98%。

移动支付三季度高达49.26万亿元 , 银行惨遭微信支付宝碾压

??第三季度,非银行支付机构处理网络支付业务778.33亿笔,金额38.98万亿元,同比分别增长76.78%和47.99%。

??据刚刚闭幕的乌镇世界互联网大会发布的蓝皮书数据显示,我国手机网民超7亿,而使用移动支付的网民高达5亿,移动支付覆盖率达77%,位居全球首位。便捷的支付方式,让越来越多的手机用户倾向于使用移动支付,而支付宝和微信支付则占据了移动支付业务的9成市场,形成两强相争的局面。

移动支付三季度高达49.26万亿元 , 银行惨遭微信支付宝碾压

??庞大的移动支付用户基础,完善的支付环境,生活化的支付场景,移动支付正成为引领时代前进的驱动力。而作为融合多方支付通道的聚合支付平台,采宝以支付为入口,在为消费者和商家提供便捷的支付方式的同时,不断细分市场,在支付纵深领域取得了丰硕的成果,真正践行了“智慧商业,简单生活”的企业使命。

??银行结算账户平稳增长

??人民币银行结算账户数量平稳增长。截至第三季度末,全国共开立人民币银行结算账户89.76亿户,环比增长3.11%,增速较上季度上升1.03个百分点。

??单位银行结算账户数量小幅增长。截至第三季度末,全国共开立单位银行结算账户5 355.50万户,环比增长2.75%,增速下降0.08个百分点。其中,基本存款账户3 666.36万户,一般存款账户1 331.28万户,专用存款账户338.47万户,临时存款账户19.39万户,分别占单位银行结算账户总量的68.46%、24.86%、6.32%和0.36%。本季度全国基本存款账户增加137.88万户,一般存款账户增加3.48万户,专用存款账户增加2.41万户,临时存款账户减少2 631户。

??个人银行结算账户数量平稳增长。截至第三季度末,全国共开立个人银行结算账户89.22亿户,较上季度末增加2.69亿户,环比增长3.11%,增速较上季度上升1.03个百分点。人均拥有账户数达6.45户。

??截至第三季度末,共有15家全国性商业银行和9家支付机构接入网联平台,支付机构发起的涉及银行账户的网络支付业务有序从直连通道切换至网联平台。

关键词推荐:( 支付解决方案 ,杭州采宝支付服务平台)

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