各大主流银行信用卡提额技巧大全(完结)

作者: 发布时间:2017-12-07 17:18:43  来源: [手机访问]
导读: 01,浦发银行浦发信用卡提额,必须要提升过临时额度。浦发卡一般使用六个月提升临时额度,而且是必出。要求是,还使用的临时额度时,必须全部还清。三个月后,进

各大主流银行信用卡提额技巧大全(完结)

01,浦发银行

浦发信用卡提额,必须要提升过临时额度。

浦发卡一般使用六个月提升临时额度,而且是必出。要求是,还使用的临时额度时,必须全部还清。

三个月后,进行下次临时额度的调整。

保持每月都有消费尽量在10-20笔消费左右,

线上或线下都可以,如果是有积分的消费会更好些,最主要的是一定要按时还款,保持良好的信用记录;

另外如果提供房产证,收入证明等财力证明,提额的成功率也会大大增加。

浦发的命脉在于分期,不管做多少钱的分期,只有你做,他就给提额。

各大主流银行信用卡提额技巧大全(完结)

02,中信银行

中信银行比较奇怪,不太用反而会提额,

或者是持卡9个月以上才有可能提额。

多几次大额消费,并按时或者提前还款,很容易提额成功;可以直接到中信银行营业网点办新卡,

新卡下来的额度一般比已有信用卡额度高,根据额度共享的原则,原有信用卡也相当于提额了。

还可以试试刷卡满6个月后,让卡“睡眠”,通常银行会主动打电话来为你提额。

各大主流银行信用卡提额技巧大全(完结)

03,民生银行

民生的提额机制中规中矩,但是阿虎想特别强调一下海外消费,这对于民生银行来说,海外消费是提额利器。

多使用临时额度,连续3个月有临额,多刷临额,然后就会有固额。

比如:首卡使用半年以上就可以调固额,调完固额度之后申请临额,

临时用3个月后第四个月再申请固额,提完固额下个月出账单再全额还款后3天左右申请调临额。

账单日还款后2天,马上打客服电话申请提固额。

先申请提临时额度,提完临时额度后立马刷出来(如果不用临额的话,民生会认为你不需要提高额度,

可能导致曲线失败),之后立马网申,下卡后基本就可以曲线成功!

各大主流银行信用卡提额技巧大全(完结)

04,光大银行

光大作为股份制银行,对客户的刷卡数很是看重。

临时额度是光大提额看重的一个点,一般是三个月调一次临时。

调完临时后,记住,一定要使用里面的一部分临时额度。

在账单日出后,要求按照账单全额还款,相对应的,不要做分期。

因为光大银行对优质客户的定义为稳定稳定消费的客群,对分期不太敏感。

各大主流银行信用卡提额技巧大全(完结)

05,兴业银行

申请“随兴贷”这个“随兴贷”是在卡里有额度的情况下可以申请的,空卡申请的时候,客服会拒绝,

因为这个“随兴贷”是含在信用卡额度中的,所有空卡申请不到。

空卡的想申请时跟客服说,既然申请不到这个“随兴贷”,能不能把信用卡额度调高了再申请?

如果客服问你需要多少额度,你按照3倍的额度说,提上去以后会自然分期,

这个贷款通过以后是将资金打到客户储蓄卡里的,每个月按账单额度还款既可。

多元化消费,消费笔数要多,尽量刷与银行合作的商户,或银行比较喜欢的行业。

', groupId: '6496378678002319886', itemId: '6496378678002319886', type: 1, subInfo: { isOriginal: false, source: '你会微笑的看着一切', time: '2017-12-06 18:27:09' }, tagInfo: { tags: [{"name":"信用卡"},{"name":"兴业银行"},{"name":"光大银行"},{"name":"银行"},{"name":"浦发银行"}], groupId: '6496378678002319886', itemId: '6496378678002319886', repin: 0, }, has_extern_link: 0 }, commentInfo: { groupId: '6496378678002319886', itemId: '6496378678002319886', comments_count: 1, ban_comment: 0 }, mediaInfo: { uid: '73744859243', name: '你会微笑的看着一切', avatar: '//p3.pstatp.com/large/433e000348b3e7535fe9', openUrl: '/c/user/73744859243/', follow: false }, pgcInfo: {"media_info":{"open_url":"/c/user/73744859243/","avatar_url":"https://p3.pstatp.com/large/433e000348b3e7535fe9","media_id":1582559811152910,"name":"你会微笑的看着一切","user_verified":false},"articles":[{"item_id":"6496642150464225806","url":"/item/6496642150464225806","title":"揭秘:农行信用卡有推荐额度,为什么提额失败?"},{"item_id":"6496381841031823886","url":"/item/6496381841031823886","title":"你的信用卡提额了吗?"},{"item_id":"6496381832794210830","url":"/item/6496381832794210830","title":"秘诀:告诉你走出招商“小黑屋”的民间偏方。"},{"item_id":"6496378678002319886","url":"/item/6496378678002319886","title":"各大主流银行信用卡提额技巧大全(完结)"}]}, feedInfo: { url: '/api/pc/feed/', category: '__all__', initList: [{"comments_count":58,"media_avatar_url":"//p4.pstatp.com/large/1dce00161d54e097b200","is_feed_ad":false,"is_diversion_page":false,"title":"17家银行“工资单”曝光!这些银行薪酬不降反涨!","single_mode":true,"gallary_image_count":3,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6496631611973435917/","source":"求职招聘那些事儿","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p9.pstatp.com/list/190x124/4aee0002f9b775d7ac4b","group_id":"6496631611973435917","is_related":true,"media_url":"/c/user/5467363491/"},{"comments_count":644,"media_avatar_url":"//p3.pstatp.com/large/401b0000983c4d4db256","is_feed_ad":false,"is_diversion_page":false,"title":"工商银行、中国银行等首套房利率上浮15% 100万贷款多付利息27万","single_mode":true,"gallary_image_count":1,"middle_mode":true,"has_video":false,"video_duration_str":null,"source_url":"/group/6496355135449465358/","source":"新华报业网房产频道","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":7,"image_url":"//p3.pstatp.com/list/190x124/4ae70004fe5c99e5b216","group_id":"6496355135449465358","is_related":true,"media_url":"/c/user/54448466686/"},{"comments_count":32,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"信用卡绑定支付宝消费算刷卡吗?有积分吗?","single_mode":true,"gallary_image_count":3,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6491988090322682126/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/47090003c18b6932e133","group_id":"6491988090322682126"},{"comments_count":8,"media_avatar_url":"//p10.pstatp.com/large/36450017fc152da7b8a8","is_feed_ad":false,"is_diversion_page":false,"title":"成倍提额的好方法:以卡办卡","single_mode":true,"gallary_image_count":4,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6495959201444004366/","source":"卡宝宝金融","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/4ae70000748bdbf89658","group_id":"6495959201444004366","is_related":true,"media_url":"/c/user/6715000117/"},{"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"信用卡透支没钱还,如何零风险用500元实现1万的还款?","single_mode":false,"gallary_image_count":0,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6494002979522216205/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"comments_count":0,"group_id":"6494002979522216205"},{"comments_count":0,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"信用卡被拉黑该怎么弥补?","single_mode":true,"gallary_image_count":0,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6493832313426673934/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/46c7000c9696928d6c1c","group_id":"6493832313426673934"},{"comments_count":223,"media_avatar_url":"//p1.pstatp.com/large/1188/1512824522","is_feed_ad":false,"is_diversion_page":false,"title":"微信再添收费服务 干掉银行或成笑柄","single_mode":true,"gallary_image_count":3,"middle_mode":true,"has_video":false,"video_duration_str":null,"source_url":"/group/6495122020563419662/","source":"贾敬华","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":8,"image_url":"//p3.pstatp.com/list/190x124/4ad8000206a1bf577985","group_id":"6495122020563419662","is_related":true,"media_url":"/c/user/2994572936/"},{"comments_count":10,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"信用卡有哪些鲜为人知的使用技巧?","single_mode":true,"gallary_image_count":1,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6492673455295561997/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p9.pstatp.com/list/190x124/4a350000ee4d80101e5d","group_id":"6492673455295561997"},{"comments_count":16,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"将自己手里剩余的钱,一分不少地存进银行这种理财方式,是对还是错?","single_mode":true,"gallary_image_count":2,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6496250767698034958/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/474f000ac18e7c774244","group_id":"6496250767698034958"},{"comments_count":79,"media_avatar_url":"//p10.pstatp.com/large/36450017fc152da7b8a8","is_feed_ad":false,"is_diversion_page":false,"title":"机器审核,从不电话回访,浦发信用卡引领潮流","single_mode":true,"gallary_image_count":3,"middle_mode":true,"has_video":false,"video_duration_str":null,"source_url":"/group/6495610669704937997/","source":"卡宝宝金融","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/4adc000362130ebd957b","group_id":"6495610669704937997","is_related":true,"media_url":"/c/user/6715000117/"},{"comments_count":14,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"广西女子1千万存银行取不出来,银行称“正投资房地产,先借用一下”,你怎么看?","single_mode":true,"gallary_image_count":4,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6496602830973960461/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p1.pstatp.com/list/190x124/4a3500044fe385fa49c8","group_id":"6496602830973960461"},{"comments_count":28,"media_avatar_url":"//p8.pstatp.com/large/150c0006f7ba5b42d83f","is_feed_ad":false,"is_diversion_page":false,"title":"刚刚,监管出手!银行业大利空来了!","single_mode":true,"gallary_image_count":2,"middle_mode":true,"has_video":false,"video_duration_str":null,"source_url":"/group/6496590680779915789/","source":"小白读财经","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":1,"image_url":"//p9.pstatp.com/list/190x124/4aeb00043efe3283aff9","group_id":"6496590680779915789","is_related":true,"media_url":"/c/user/6008698230/"},{"comments_count":37,"media_avatar_url":"//p4.pstatp.com/large/216f0011cb93acda88a3","is_feed_ad":false,"is_diversion_page":false,"title":"51信用卡CFO赵轲亮相世界互联网大会并发表主题演讲","single_mode":true,"gallary_image_count":2,"middle_mode":true,"has_video":false,"video_duration_str":null,"source_url":"/group/6496336538152993293/","source":"互联网科技爆料","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":194554,"image_url":"//p3.pstatp.com/list/190x124/4aeb0001823dfe024064","group_id":"6496336538152993293","is_related":true,"media_url":"/c/user/50495143868/"},{"comments_count":0,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"信用卡分期对养卡,提额有好处吗?","single_mode":true,"gallary_image_count":0,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6493807144410808590/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/4a340001faf8a9a1a75a","group_id":"6493807144410808590"},{"comments_count":346,"is_related":true,"is_feed_ad":false,"is_diversion_page":false,"title":"如果有一个亿,存银行有利息吗?","single_mode":true,"gallary_image_count":3,"middle_mode":false,"has_video":false,"video_duration_str":null,"source_url":"/group/6494407484675981582/","source":"悟空问答","more_mode":null,"article_genre":"article","has_gallery":false,"video_play_count":0,"image_url":"//p3.pstatp.com/list/190x124/3ea6000ab714b7a81749","group_id":"6494407484675981582"}] }, shareInfo: { shareUrl: 'https://m.toutiao.com/group/6496378678002319886/', abstract: '01,浦发银行浦发信用卡提额,必须要提升过临时额度。浦发卡一般使用六个月提升临时额度,而且是必出。要求是,还使用的临时额度时,必须全部还清。三个月后,进行下次临时额度的调整。
返回首页收藏本文点击复制

标签:    

 下载  图片  视频
相关报道
热点排行

关于我们 联系我们 网站律师 editor 版权声明 滚动新闻 网站地图