这些投资理财知识,越早知道离财富自由越近

作者: 发布时间:2017-12-09 17:18:13  来源: [手机访问]
导读: 一、这些投资、理财的知识,越早接触越早实现财富自由1、都知道理财有风险,但不理财同样要承担资金缩水的风险。2、在20-35岁之间,尽最大可能的投资自己,也就是

一、这些投资、理财的知识,越早接触越早实现财富自由

1、都知道理财有风险,但不理财同样要承担资金缩水的风险。

2、在20-35岁之间,尽最大可能的投资自己,也就是提高工作能力,完成原始资本累积;35岁之后,通过理财和工作双轮驱动尽早实现财务自由;

3、兴趣爱好是可以转化为金钱的,尽可能将自己的收入多元化;

4、理性消费就是赚钱,当你能淡定的对待团购、秒杀时,理财也就入门了;

5、切忌裸辞,裸辞一时爽,收入全光光;

6、找个好的另一半,婚姻一定是生活中最大的财富;

7、好记性不如烂笔头,学会记账能够遏制消费欲望,预估开支,你就成功了三分之一;

8、支出=收入-储蓄,每月工资到账的第一件事,是将固定资金存入理财小金库,再考虑支出;

9、有了一定积累之后,可以考虑基金、银行理财及P2P理财等方式,风险不大收益较高;

10、股市有风险,投资需谨慎。如爱得深沉,请定投,放弃择时,持续小额买入,稳定性高;

11、买房尽量买一二线城市,也不要因为贪便宜而买离城市中心偏远的地区;

12、财不入急门,不要追求一夜暴富,踏实工作,认真理财,稳扎稳打,有房有车、财务自由只是时间问题。

这些投资理财知识,越早知道离财富自由越近

二、为什么要管好自己的钱?

1、说白了就是想要自己现有的资产增值;

2、保证将来老有所养;

3、保证资金安全;

4、提供赡养父母及抚养子女的教育基金;

5、抵御意外事故;

6、提高生活质量。

这些投资理财知识,越早知道离财富自由越近

三、李嘉诚说:

20岁以前赚来的钱都是辛苦钱

20~30岁是努力搛钱和存钱的时候

30岁以后,投资理财的重要性逐渐提高

中年是赚多少钱已经不重要,这时候管钱比较重要

这些投资理财知识,越早知道离财富自由越近

四、钱的真理

1、当你放下面子赚钱的时候,说明你已经懂事了。当你用钱赚回面子的时候,说明你已经成功了。当你用面子可以赚钱的时候,说明你已经是人物了。

2、凡是说“钱不需要那么多,只要快乐不在乎钱多钱少”的人,都是有钱人。

3、谈性价比就输在起跑线了,只有穷人才谈性价比,富人都讲情怀。

4、比起钱多的烦恼来,钱少的烦恼更加可怕。

5、有人问,到底是买房还是买股票?呵呵,问这个问题就输在起跑线上了。有钱人从来不问这种问题,他们都是既买房又买股票。

6、人和人之间最大的区别就是逛完商场后下电梯,你按1楼,别人都按B1(车库)。

7、如果你说人生的道路上经常失败,可能就不那么好听;但反过来你说经常挑战人生的极限,那就突然变得正能量了。

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