月薪9千如何理财,理财:月薪2000元的人,应该这样来进行个人理财

作者: 发布时间:2017-12-09 17:18:17  来源: [手机访问]
导读: 月薪2000元的收入确实低了,从理财的角度来说,是很难进行更多的投资的。要改善这种情况就需要从开源和截流进行入手,很多人的理财问题到了最后归根结底都是收入

月薪2000元的收入确实低了,从理财的角度来说,是很难进行更多的投资的。要改善这种情况就需要从开源和截流进行入手,很多人的理财问题到了最后归根结底都是收入太少的问题。

理财:月薪2000元的人,应该这样来进行个人理财

首先是开源的问题,开源就是要不断增加自己的收入水平。

每个月赚2000再怎么节俭剩下来的最多也只有2000块,假如每个月收入2万,即使是花掉1万,最后还有1万剩下来。投资自己的是当前最重要的理财方式,很多人对理财有误区,其实理财是跟生活密切相关的。

通过提高自己的工作技能,提高收入水平是进行下一步理财的基础,提高自己的本职工作的收入是最划算的一笔投资了。其次是寻找兼职赚钱的机会,利用业余时间进行多方面收入渠道的开拓,扩展收入的来源。

理财:月薪2000元的人,应该这样来进行个人理财

第二个是截流的问题。

当自己还没有足够多的收入的时候,一定要东西延迟自己的满足感。在支出上想明白哪些是必要的支出,哪些是想要的支出,哪些是可以放弃的支出。必要的支出是日常生活必须支出,比如房租水电,伙食等等;想要的支出比如娱乐旅游这些,这种可以先放弃了。在自己收入不高的时候学会精打细算地生活是非常有必要的。

在实际的理财动作上最重要的就是要学会强制储蓄。强制储蓄就是要拿出自己每个月收入的一部分存起来,作为自己的生活应急金,同时也是将来进行更深一步投资理财的初始基金。在收入比较少的时候建议拿出自己收入的10%来进行强制储蓄,每个月拿出这一部分进行储蓄并不会影响自己的生活品质。这样的好处可以培养自己的习惯,可以把强制储蓄的钱放到银行里或者是基金里。

理财:月薪2000元的人,应该这样来进行个人理财

万事开头难,理财是美好生活的开始。

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