办理信用卡需要哪些资料,哪些银行比较好下卡?

作者: 发布时间:2017-12-09 17:20:19  来源: [手机访问]
导读: 其实信用卡能否成功下卡,主要还是看的总体资质,条件好的,有车子、房子、社保公积金、良好的信用,可以申请信用卡的年龄,户籍等这些,都是很好下卡的。但是现

其实信用卡能否成功下卡,主要还是看的总体资质,条件好的,有车子、房子、社保公积金、良好的信用,可以申请信用卡的年龄,户籍等这些,都是很好下卡的。但是现在恰恰很多人不符合资产申请条件;那么就没有其他办法了吗?

办理信用卡需要哪些资料,哪些银行比较好下卡?

当然有

不管申请什么银行的信用卡,你可以没有资产,但必须要有良好的信用或者是还未发生过信用状态。或者是其他一些情况,小编{zt4284}在这方面比较有经验,资质不好又想办卡的可以找到小编解决问题。

比如说:支付宝,你的芝麻信用分620分左右

就可以通过支付宝的推荐信用卡办理,主要是浦发银行 很好下卡,前提你需要有一个工作,能够提供单位座机电话且有人接听电话!

办理信用卡需要哪些资料,哪些银行比较好下卡?

再比如;京东,京东小白分80分左右

就可以申请京东推荐的小白卡(中信银行),也是非常好下卡,只要有良好的信用 申请哪家信用卡都是差不多的,无非就是审核严格一点,额度高低,当让这只是两个例子。

再比如各个银行的办理要求

1.交通银行

办理信用卡需要哪些资料,哪些银行比较好下卡?

容易下卡,网申下卡快,一般有信用卡的或者资质好的都可以秒下卡,交行还会给优质客户带来独立额度的好享贷。

2.招商银行

办理信用卡需要哪些资料,哪些银行比较好下卡?

1、学历优先,招行以卡办卡不是太有效,有学历的白户很好申请。

2、没学历的要申请,开个储蓄卡走走流水或存笔钱再申请为佳,准备工作做好,网申以后自动审核都是秒过卡。

3.兴业银行

办理信用卡需要哪些资料,哪些银行比较好下卡?

1、兴业银行网申快,要求名下至少有一张他行信用卡且使用时间满1年以上,同一人30天内只能申请一次,不能重复申请。

2、一般额度在3000-20000之间,兴业网申方式办卡,建议选择:网络购物卡类,和第三方联名卡片类。

办理信用卡需要哪些资料,哪些银行比较好下卡?

中信银行:信用卡比较好申请,但额度一般。

工商银行:需要身份证、银行流水、车产、房产、如果想要高额信用卡,请工行存定期至少5万以上,一周后去办。比较难申请。如果是白户的话建议先不考虑。

建设银行:身份证、银行流水、车产、房产,定存,以卡办卡,这个也比较麻烦。

中国银行:身份证、银行流水、工作证明、人民币定存到中行。如果你不是中行的储蓄卡的话也可以暂不考虑。

农业银行:身份证、银行流水、工作证明,社保卡,而且是必须要的,基本没戏。

招商银行:身份证即可。但是招行客服要去公司拍照,有稳定工作的话可以考虑。

办理信用卡需要哪些资料,哪些银行比较好下卡?

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